The Benefits of Equipment Finance

Benefits of Equipment Finance

Why do businesses ranging from mom-and-pop operations to Fortune 100 companies finance their equipment? It’s because of access to a wide range of benefits. With equipment financing, you can:

Get 100% financing with no down payment Unlike requirements of most traditional lenders, you may be able to arrange 100 percent financing of equipment with no down payment. This is key if cash flow is a concern to your business.
Maintain cash Equipment financing is a source of funding that lets you hold onto your cash, or working capital, so it can be used for other areas of your business, such as expansion, improvements, marketing or R&D.
Manage risk Equipment financing can help mitigate the uncertainty of investing in a capital asset your business needs until it achieves a desired return, increases efficiency, saves costs or meets other business objectives.
Hedge against inflation Equipment financing may hedge inflation risk because instead of paying the total cost of equipment up front or with a large down payment in todays dollars, the stream of payments delays your outlay of funds. In addition, either a lease or loan can lock in the rates that exist on the date of the closing. In other words, the finance company absorbs the devaluation of your payments over time due to inflation and other financial risks.
Plan expenses for cash flow and business cycle fluctuations Financing equipment helps maintain cash flow and greater certainty in budgeting by setting customized rent payments to match cash flow and even seasonal cash flows.
Keep up to date with new technology Leasing, loans or other financing often enables you to acquire more and better equipment than you could have without financing. Certain leasing finance programs can also allow for technology upgrades and/or replacements within the term of the lease contract.
Address tax considerations Tax-oriented leases should produce lower rents since the lessor retains title and depreciation. A tax-oriented lease is a transaction that includes the value of tax benefits. Conversely a conditional sale or loan enhances tax benefits of higher deductions to the lessee/borrower.
Leverage equipment expertise The equipment financier can bea valued consultant, providing benefits that range from setting residual rates through lifecycle asset management solutions.
Avoid getting stuck with out-of-date equipment When a lessor owns the equipment in a true lease, the lessor bears the risk of the equipment used by a business from becoming obsolete.
Outsource asset management Many financing companies provide asset management services that can track the status of equipment, know when to upgrade or update it, and provide services relating to installation, use, maintenance, de-installation and disposal of the equipment.
Obtain the convenience of product and service bundling Certain financial products allow customers to finance the entire cost of equipment, including installation, up-front maintenance, training and software charges, thereby packaging systems and ancillary products and services into a single, easy-to-manage solution.
Get no-hassle equipment disposal Equipment management by a third party, such as an equipment financing company, should enhance the ability of a business to focus on its core operations. In the case of computers and other technology devices, these companies may also agree to dispose of equipment. This service can prevent the lessee or borrower from incurring legal penalties for improperly disposing of such assets because disposal is often regulated by federal, state and local governments.

– See more at: http://www.equipmentfinanceadvantage.org/ef101/benefits.cfm#sthash.DCNwOy1x.dpuf

Technology Financing for your Business

Computer & Equipment Financing, an early pioneer in Technology financing has been financing for computers, software, medical & scientific equipment since 1992. 
 
For over 20 years we have been the “Go To” place for Technology
financing, it’s in our name. Our business has been built on a simple truth; earning our customer’s trust through consistent, reliable and outstanding customer service.


We understand the complexity of Technology financing and use our experience to make the process simple, quick, and cost effective.  We have found that the best solutions are the ones handcrafted by listening attentively to our customers’ needs and to structure programs that address those needs.
 
Having direct lending sources, syndications and other non-bank resources; enables us to meet a wide array of financing customers. From Fortune 500 to Small Business; we have the experience, resources and means to be your Technology Financing Partner.

Deferred Payments on Equipment Financing

We had such a strong response to the Deferred Financing Special; we have decided to extend it to the end of October. We can structure a deferred program to fit the individual customers for all of your equipment financing needs, but here are three of our more popular ones;

Short Term Deferred
One Regular Payment Down
$100.00 for payment 2 and 3
Payment 4 to (24, 36, 48 or 60) Regular Payment

Limited Down Deferred
Only $25.00 Down to Start Any Transaction
Payment 1 to 3: $25.00
Payment 4 to (24, 36, 48 or 60) Regular Payment

Extended Deferred Financing
$76.00 Down
Payment 1 to 6: $76.00
Followed by customers choice of a 36, 48 or 60 month term.

Contact our office to learn more about out Deferred Financing Programs

info@computerfinancing.com

How Equipment Financing Equips Your Business for Success

How Equipment Financing Equips Your Business for Success

What is the section 179 deduction for 2014?

For the upcoming 2014 tax year, Section 179 has been restored to its original limits of $25,000 plus an adjustment for inflation.Congress has all year to make adjustments to this like they did last year.