Technology Financing for your Business

Computer & Equipment Financing, an early pioneer in Technology financing has been financing for computers, software, medical & scientific equipment since 1992. 
 
For over 20 years we have been the “Go To” place for Technology
financing, it’s in our name. Our business has been built on a simple truth; earning our customer’s trust through consistent, reliable and outstanding customer service.


We understand the complexity of Technology financing and use our experience to make the process simple, quick, and cost effective.  We have found that the best solutions are the ones handcrafted by listening attentively to our customers’ needs and to structure programs that address those needs.
 
Having direct lending sources, syndications and other non-bank resources; enables us to meet a wide array of financing customers. From Fortune 500 to Small Business; we have the experience, resources and means to be your Technology Financing Partner.

Section 179 Tax Saving Information

Simplifying Section 179 Tax Saving Information:

seoimage5Section 179 is a unique tax provision that lets businesses deduct the purchase price of equipment & software bought or financed. The Section 179 Deduction for 2013 is $560,000.00

What is Bonus Depreciation?

Bonus Depreciation is useful to businesses spending more than $560,000.00 in 2013; also businesses with a net loss in 2013 qualify to carry-forward the Bonus Depreciation to a future year. The most important difference is Bonus Depreciation covers new equipment & software only. Section 179 is generally taken first, followed by Bonus Depreciation. Business can claim first-year bonus depreciation equal to 50% of the cost of most new (not used) equipment and software placed in service by December 31 of this year. The amount of equipment purchased and or financed cannot exceed $2,000,000 for 2013.

What Happens to Section 179 at the End of 2013?

The current deduction limit of $560,000.00 is scheduled to drop to $25,000 beginning January 1, 2014.

What about Bonus Depreciation?

Bonus depreciation has spiraled downward over the last few years. In 2011, it was 100% and in 2012 it dropped to 50%. It will drop to 0% starting January 1, 2014. The current cap on capital equipment purchases is $2,000,000.00 and will decrease to $200,000.00 in 2014.

*This information does not assume you are eligible to take advantage of the IRS Section 179 depreciation. Please consult your tax advisor or accountant for additional information. This flyer is intended for informational purposes only and not as Tax advice or consultation. Please see www.irs.gov for complete details.

Did you know that Peanut Butter could be very resourceful? So are we!

Did you know that Peanut Butter can do more than just make a great peanut butter and jelly sandwich?  As it turns out, peanut butter has some unusual uses you might not be aware of:

  • Peanut Butter is good at getting gum out of hair
  • Peanut Butter can help get glue & cement from furniture
  • Sticky, gluey hands, rub them with Peanut Butter

As the Mother, this is really useful….

Everything in life should be so handy, don’t you think?  I do!  I’d like to believe that I am handy and resourceful in helping customers find solutions for their financing needs.  Too often, most finance companies, don’t like to get their hands dirty with deals that are not squeaky clean.  Not me, like Peanut Butter, I think my vendors find me a solution driven resource for them.  Why don’t you try me on your next financing situation? I promise you my best and to put my on my creative hat to help you!

We also have the new Section 179 information.  Email me if you’re interested email shari@computerfinancing.com

The Federal Reserve Says……

The Federal Reserve says nearly one-third of banks experienced more demand in the second quarter for commercial and industrial loans from small businesses, while 28% of banks saw higher demand from large and midsize companies. The increase is attributed to investment in equipment, factories or inventory.The Wall Street Journal (tiered subscription model)/Real Time Economics blog (8/5), Reuters (8/5)

Financing Toolbox

Selling in today’s economy is not for the faint of heart and you need a financing partner that gives you the “Tools” to close deals. You need one like Computer and Equipment Financing that has the experience, resources & “Financing Tools” with the personal touch to treat your customers as people and not a number. Here are just some of the“Tools”you can use today or we can tailor it to for your customer.

DEFERRED FINANCING PROGRAM 60, 90 & 120 Days Deferred Payment
Start with 1st month down followed by payments starting after deferred time

EXTENDED DEFERRED FINANCING First 6 month at $99.00 a Month
First 6 payments are $99.00, remaining 30, 42, or 54 payments are at regular amount

QUARTERLY, SEMIANNUAL & ANNUAL PLANS
Payments made monthly, quarterly, semiannually or annually

OFFER 0% FINANCING TO YOU CUSTOMER
Discounting your invoice to offer low financing rates

SEASONAL PAYMENT
3 consecutive months with no payments and 9 months with regular payments each year

TWELVE MONTH STEP-UP
First 12 months of lease are priced at 50% of the regular monthly payments.

BANK COMPARABLE RATES & APPLICATION ONLY UP TO $150,000.00
Rates comparable to banks with financial package

MUNICIPAL FINANCING
Special rates and terms for schools, libraries, fire department, etc…with a non-appropriation clause

PAYMENT CALCULATOR WITH TAX SAVING
Calculator quickly gives your customer a monthly payment with Tax savings and links for more information.

SECOND LOOK FINANCING PROGRAM
Approval for transactions that make sense and previously would not have been approved.

SALES TRAINING, MARKETING ASSISTANCE & TRADE SHOW SUPPORT
Providing on site and Web sales training as well as marketing and trade show support.